Written by Jamie Flook - Managing Director and Certified Financial Planner at Lab Financial Planning.
Jamie helps clients who hold RSUs, some of whom work for Amazon and Google, and others work for unlisted companies who provide RSU compensation.
Chances are you work for a tech company and you've been awarded RSUs as part of your compensation. Great, but what are they, how do they work, how are they taxed, and what should you do with them?
What Is An RSU?
RSU stands for Restricted Stock Unit and is an award of shares in your company that are transferred into your ownership, according to their vesting schedule.
For an RSU to vest, you must meet specific requirements set out by your employer although they are more commonly tied to simply staying employed with the company for a set amount of time.
What Does RSU Vesting Mean?
RSU Vesting Schedules Explained
Are RSUs Taxed And If So, How?
What about Capital Gains Tax and RSUs?
Can I Reduce The Tax Of My RSUs?
Can my RSUs expire?
Can my RSUs lose value?
What Happens To My RSUs If I Leave My Company?
Should I Sell My RSUs Immediately?
If you want to discuss your situation to get a clear answer as to what you should do with your RSUs, we're happy to chat.
We'll consider your broader financial picture and objectives to understand what is right for you to do.
Get in touch via one of the buttons at the top of the page.